“From the initial enquiry and right through the process of loan application and approval, we were treated by the Charity First staff with understanding and patience. They responded promptly and politely to all our questions and were very flexible with their time. We are pleased to be dealing with Charity First for our home loan and can highly recommend to any prospective home loan applicants.”

Tania & Kirill Garkusha
PRODUCTS & INTEREST RATES
FEATURES Term Loan Full Doc Line of Credit LoDOC Lo Doc
(Line of Credit)
Owner Occupied or
Investment Purposes 		yes yes yes yes
Construction Available yes no yes no
Vacant Land yes yes yes yes
100% Redraw Transaction
Account Attached 		yes no yes no
Interest Only Repayments yes yes yes yes
Additional Repayments yes yes yes yes
Top Ups yes yes yes yes
Visa Debit Card yes yes yes yes
Cheque Book yes yes yes yes
Salary Crediting yes yes yes yes
Split Loans yes yes yes yes
Portability yes yes yes yes
         
INTEREST RATES*
(Current as at 21 February 2008)
*Rates quoted are indicative
only and are subject to change
at any time without notice
TBA%p.a. TBA%p.a. TBA%p.a. TBA%p.a.
COMPARISON RATES*
(Current as at 21 February 2008)
*For complete comparison rates see Comparison Rate Schedule
TBA%p.a. TBA%p.a. TBA%p.a. TBA%p.a.
         
FEES & CHARGES
(Other fees and charges may be applicable)
Application Fee No No No No
Fixing Fee No No No No
On-going Fees No No No No
Loan Processing Fee $275 $275 $275 $275
         

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